The delinquency rate on U.S. home mortgage loans hit an all-time high during the second quarter.

For the 10th straight quarter, mortgage holders fell 60 days or more behind on their payments and are facing foreclosure.
    
But data shows that those delinquencies occurred at a slower rate than in previous quarters.
    
Analysts said programs from the government and mortgage lenders are helping with the slowdown.

They said it may be a sign that the mortgage crisis is turning around and is a precursor to recovery.

"That slowdown may be a good sign," said FJ Guarrera, vice president of TransUnion's financial services division. "We have reason to be cautiously optimistic," he said.