For many people, the holiday season is the most wonderful time of the year.

But for others, it can also be the most stressful time of the year - especially if they're out of work.

So what can Americans do to keep joy in their hearts and a little money in their pockets during the holidays?

Financial expert Rodney Ballance appeared on Tuesday's CBN Newschannel's Morning program to answer that question. Click play to watch the interview.