In these tough economic times, many homeowners find themselves owing more on their houses than they are worth.

As a result, many are considering simply walking away from their mortgages - also known as "strategic defaults."

Such a move, long considered popular on Wall Street, carries a certain stigma for those on Main Street as was recently articulated by former Treasury Secretary Henry M. Paulson.

"Any homeowner who can afford his mortgage payment, but chooses to walk away from an underwater property is simply a speculator - and one who is not honoring his obligation," Paulson said.

So are strategic defaults an acceptable alternative for those who can no longer afford their homes? Real estate expert Kendra Todd, host of Home and Garden Television's "My House is Worth What?," appeared on CBN News' Midday program to answer that question.

Click play to watch the interview.