Some lawmakers in Washington are calling for another stress test of the country's largest banks.
A previous test put banks though a series of worst case scenarios. But now independent investigators say those scenarios didn't go far enough.
The tests were based on an unemployment rate of 8.9 percent. Last month, the actual unemployment rate reached more than 9 percent.
Meanwhile, the government planned to announce Tuesday which of the nation's largest banks can start paying back bailout money.
Most of the banks are anxious to get out from under the government's oversight, which includes executive pay caps.
The government is expected to announce that J.P. Morgan, Goldman Sachs and American Express will be the