Rick and Jane Tandoc had more debt than they thought could ever be paid off. When finances looked grim for retirement, they made a surprising decision. See what they did to overcome financial fear.
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Reporter: RICK TANDOC
CAME TO THE UNITED STATES
FROM THE PHILIPPINES WITH
ONLY $100 IN HIS POCKET.
OVER THE YEARS, HE WORKED
HARD TO PROVIDE FOR HIS
WIFE, JANE, AND THEIR THREE
CHILDREN.
AND ALWAYS HELD VERY TITLELY
TITLE -- TIGHTLY TO THE
MONEY HE HEARD.
I WAS TRYING TO SAVE VERY
HARD.
Reporter: THE TANDOC'S
LIVED MODESTLY.
THEY TOOK OUT LOANS FOR
MAJOR PURCHASES LIKE THEIR
HOMES AND CARS.
AS THEY APPROACHED
RETIREMENT, RICK WORRIED
ABOUT HE AND JANE WOULD PAY
THEIR DEBTS ON A FIXED
INCOME.
THEIR DEBTS HAD GROWN TO
MORE THAN $100,000.
THEN FOR THE FIRST TYPE,
JANE LEARNED ABOUT TITHING
AT CHURCH.
I LEARNED WHAT YOU KEEP,
YOU LOSE.
BUT WHAT YOU GIVE, YOU
GAIN.
I SAID TO MYSELF, I THINK
THIS IS THE WAY OUT.
GIVING.
BECAUSE THAT'S WHAT GOD
SAID.
Reporter: RICK DIDN'T
SEE IT THAT WAY.
I SAID TO THE LORD, LOOK,
YOU HAVE TO CONVICT THAT
WOMAN, LORD BECAUSE I THINK
SHE IS WASTING OUR MONEY.
SO, I MEAN, YOU KNOW HOW
MUCH I EARN, LORD.
SO I CAN'T AFFORD TO GIVE
THIS.
Reporter: BUT AFTER
PRAYING ABOUT IT, RICK
DECIDED TO TRUST GOD AND
GIVE TITHING A TRY.
THE TANDUCTS SLOWLY WORKED
THEIR WAY TO GIVING UP TO
10% OF THEIR INCOME.
AFTER WE STARTED TITHING,
MONEY STARTED COMING IN.
INSURANCE MONEY FROM WAY
BEFORE, TELLING US OH, WE
JUST FOUND OUT THAT YOU
OVERPAID.
SO HERE IS YOUR REFUND.
GOD NOT ONLY GAVE ME BACK
THE FINANCES, BUT HE GAVE ME
WISDOM.
WISDOM HELPED TO USE THE
MONEY.
WISDOM HELPED TO STRETCH THE
MONEY.
WISDOM HELPED TO INVEST THE
MONEY.
BEFORE WE WERE GIVING,
THE MONEY THAT WE TRIED TO
SAVE, IT NEVER GREW.
IT NEVER GREW.
BUT AFTER THAT, I'M TELLING
YOU IT'S JUST MULTIPLYING.
Reporter: THE TANDUCTS
BECAME "700 CLUB" PARTNERS
AND INCREASED THEIR PLEDGE
SEVERAL TIMES.
WE ARE LIKE FERTILE
GROUND.
WE ARE REALLY DOING THE WORK
OF GOD.
100%.
SO MY HEART IS DRAWN TO
THAT.
Reporter: SOON RICK WAS
PROMOTED TO A WELL-PAYING
JOB AS A POSTMASTER.
GOD BLESSED ME WITH THAT
WONDERFUL JOB.
IT IS BECAUSE GOD SAID, IF
YOU HONOR ME FIRST,
EVERYTHING WILL BE BLESSED.
I WILL BLESS ALL THE REST.
Reporter: THE TANDUCTS
WERE ABLE TO SEND THEIR
THREE CHILDREN TO COLLEGE
AND PAY FOR BOTH THEIR
DAUGHTERS' WEDDINGS ALL IN
CASH.
AFTER RICK RETIRED, HE AND
JANE WORKED DILIGENTLY TO
PAY OFF ALL OF THEIR DEBT.
EVERY TIME I LOOK AT MY
BANK ACCOUNT NOW, I
CHUCKLE.
I CHUCKLE AT THE FACT IT IS
GOING AND GOING AND GOING
BECAUSE WE FAITHFULLY GAVE
GOD THE 10%.
I WOULD LIKE TO ENCOURAGE
EVERYBODY, BE GIVERS.
THE MORE YOU GIVE, THE
MORE YOU WILL RECEIVE.
TRUST GOD THAT HE WILL DO
WHAT HE SAID.
BECAUSE IN MY LIFE, HE DID IT.