Even people making good money can be caught off-guard by a job loss. JD and Janet cashed in their retirement to pay bills and prepared for the worst. See what they did to climb out of debt and increase their income by 50 percent.
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Reporter: FOR YEARS,
J.D. WORKED LONG HOURS AS A
REGIONAL SALES MANAGE IN
TEXAS.
HE AND HIS WIFE ALWAYS PAID
THEIR BILLS ON TIME.
AND THEN J.D. LOST HIS MONEY
IN THE STOCK MARKET CRASH OF
2008.
I NEVER SAW THIS COMING.
I WAS TERRIFIED.
I DIDN'T KNOW WHAT I WAS
GOING TO DO.
Reporter: AFTER SIX
WEEKS, J.D. STILL COULDN'T
FIND A JOB AND HIS SEVERANCE
PAY HAD RUN OUT.
SHORTLY AFTER THIS, HIS CAR
BROKE DOWN AND HE FOUND A
MAJOR LEAK IN THE FOUNDATION
OF HIS HOME THAT NEEDED
IMMEDIATE REPAIR.
IN JUST A FEW WEEKS, THE
COUPLE FELL $9,000 INTO
DEBT.
JANET'S INCOME COULDN'T
COVER THE BILLS.
SO J.D. HAD TO DIP INTO HIS
RETIREMENT.
WHEN HE GOT INTO THE
401K, THAT GOT SCARY.
WHEN THAT IS GONE, THAT'S
GONE.
THEN WHAT?
IT BEGAN TO WEAR ON ME.
I COULDN'T SLEEP AT NIGHT.
THERE WAS WEIGHT LOSS.
I COULDN'T EAT WELL.
I WOULD HAVE PANIC ATTACKS
JUST BECAUSE IT FELT LIKE
THE WHOLE WORLD WAS CLOSING
IN ON ME.
Reporter: J.D. AND
JANET BEGAN PRAYING TOGETHER
FOR THE FIRST TIME IN THEIR
MARRIAGE.
AND J.D. STARTED WATCHING
"THE 700 CLUB."
THE LORD REACHED OUT TO
ME ABOUT A WOMAN WHO
EXPERIENCED SIMILAR
CIRCUMSTANCES, AND SHE JUST
PRAYED THAT THE LORD WOULD
GIVE HER A SECOND CHANCE.
AND THE INSTANT THAT I SAW
IT, I KNEW THAT IS WHAT I
NEEDED.
AND THE LORD JUST SPOKE TO
ME AND SAID THAT'S WHERE I
NEEDED TO GIVE.
Reporter: THE COUPLE
HAD HAD BEEN FAITHFUL
TITHING AT THEIR CHURCH,
EVEN DURING J.D.'s
UNEMPLOYMENT.
BUT GIVING BEYOND THAT WOULD
BE DIFFICULT.
IT WAS DIFFICULT TO
EXPLAIN TO MY WIFE WHY I WAS
GIVING WHEN I DON'T EVEN
HAVE A JOB.
BUT IT PUT ME OVER THE
LINE.
YOU CAN'T JUST SAY YOU HAVE
TRUST.
I NEEDED TO TAKE ACTION.
Reporter: JANET AGREED,
AND THEY BECAME "THE 700
CLUB" PARTNERS.
EVEN WHEN THEY HAD MEDICAL
BILLS, THEY CONTINUED TO
GIVE.
I SAID NO MATTER WHAT, NO
MATTER HOW BAD IT GETS, I'M
GOING TO CONTINUE TITHING
AND GIVING, LIKE I SAID I
WOULD, AND GOD IS GOING TO
DELIVER ME ONE WAY OR THE
OTHER.
Reporter: J.D.
STRUGGLED THROUGH FOUR
MONTHS OF UNEMPLOYMENT AFTER
THAT, BUT HE WAS FINALLY
HIRED, MAKING 10% MORE THAN
HIS LAST JOB.
THEN HE LANDED A JOB AS A
NATIONAL SALES REP, MAKING
50% MORE THAN HE EVER HAD
BEFORE.
WOW.
I KEPT SAYING WOW.
Reporter: J.D. AND
JANET PAID OFF THEIR $15,000
DEBT, AND TODAY THEY SAY
THEY'RE FREER THAN THEY HAVE
EVER BEEN BEFORE.
WE KNOW BY GIVING GOD
BLESSES US.
YOU WERE SEE IT.
GOD WANTED ME TO TRUST.
RATHER THAN WORSHIPPING HARD
WORK, WORSHIPPING MY
COMPANY, WORSHIPPING ALL
THOSE THINGS, I NEEDED TO
SURRENDER AND WORSHIP HIM.
YOU HAVE TO STEP OUT BY
FAITH.
YOU HAVE TO DO WHAT HE TELLS
YOU TO DO.