Reporter: IN 2001,

JAMES AND SUSAN NICHOLS

MOVED FROM THE PLAINS

OF KANSAS TO COLORADO. IT WAS

THEIR EMPTY NESTERS' DREAM.

JAMES HAD A LUCRATIVE SALES

JOB LINED UP, BUT HAD

TROUBLE SELLING IN A

STRUGGLING ECONOMY.

I REMEMBER TRYING TO SELL

COPIERS, AND THEY WERE

BARELY ABLE TO SURVIVE

THEMSELVES.

Reporter: SUSAN TOOK A

JOB IN HOME HEALTH CARE AND

SOLD HER ART ON THE SIDE.

BUT IT WASN'T ENOUGH.

THE COUPLE STARTED LIVING ON

CREDIT.

IN A FEW YEARS THEY

ACCUMULATED $40,00,000 IN

DEBT.

SOCKS ONLY COST $4, AND I

COULDN'T AFFORD IT.

I HAD TO PUT IT ON A CREDIT

CARD.

IT WAS VERY

DISCOURAGING.

YOU WONDER, HOW ARE THINGS

GOING TO TURN AROUND.

Reporter: EVEN THOUGH

TIMES WERE TOUGH, THE NIC

NICOLES STARTED "THE 700

CLUB."

I WATCHED HOW THEY WERE

BLESSED BECAUSE THEY TOOK

THAT STEP OF FAITH.

MOST PEOPLE PULL BACK

WHEN THEY'RE IN A TIME OF

NEED.

AT THAT POINT IN TIME, WE

STARTED GIVING THE MOST.

Reporter: THEY BECAME

CBN PARTNERS.

AND THEN JAMES TOOK A STEP

TO BECOME HIS OWN

TELECOMMUNICATIONS

BUSINESS.

USUALLY IT TAKES THEM

ABOUT EIGHT MONTHS BEFORE

THEY REALLY START TO SEE

MONEY COMING IN.

I DIDN'T HAVE TO DO THAT

BECAUSE MY FIRST MONTH I HAD

INCOME.

Reporter: BEFORE LONG,

JAMES HAD CLOSE TO 100

CLIENTS.

TODAY JAMES MAKES ALMOST

DOUBLE THAT OF HIS SALARY

FROM HIS SALES JOBS, AND THE

COUPLE HAS PAID OFF MOST OF

THEIR CREDIT CARD DEBT.

AS THEIR INCOME INCREASES,

SO DOES THEIR GIVING.

THE REASON WE CONTINUE TO

GIVE MORE TO CBN, BECAUSE AS

WE GIVE, WE CONTINUE TO

INCREASE.

I THINK IT IS A MIRACLE.

AS WE GIVE, WE CAN'T OUTGIVE

GOD.

WE CAN'T OUTGIVE HIM.