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When Your Expenses Exceed Your Income

When Joe and Stacy had their first child, Stacy stayed home, so finances got tighter. But there was one expense they wouldn’t give up that paid dividends. Find out what it was. Read Transcript


NARRATOR: When Joe and Stacy Crosby had their first child,

they decided she would stay home with the baby.

Living on Joe's income alone would be tough but worth it.

We sat down during one of our budget meetings

and we discussed, OK, this is how

we're going to have to live.

This is how much money we're going to have.

These are our expenses.

So some of the things that we were used to doing,

we had to sacrifice that and let that go.

NARRATOR: One area they refused to cut back on was tithing.

STACY CROSBY: All we had to go on was faith, even

still tithing so kind of looking at it

from a financial standpoint there

was nothing else we could do.

So all we had left was faith to know that God would take

care of us in this situation.

NARRATOR: Now that she was home during the day,

Stacy often watch the 700 Club.

STACY CROSBY: There's a lot of stories

about others who have become CBN partners,

and they tithe, and they give.

Seeing those stories are very encouraging,

and I feel like that God laid it on my heart

to give and just watch what I can do.

NARRATOR: She talked it over with Joe

and they agreed to pledge $40 a month.

At first, Joe was a little nervous

about giving more than they were already tithing.

There were times where our expenses exceeded our income,

and that's when the Lord came through practically every month

for us.

Once I really started to see what the Lord was doing,

I lost their anxiety.

I lost that stress, and just that peace came over me.

It was like, OK, the Lords got us, you know,

there's no need to worry.

NARRATOR: Within a year of answering God's call

to give more, Joe landed a job as a professor

at Southern Wesleyan University teaching sports management.

He loves his new job and is making more than he ever has,

and Stacy is thrilled that she can stay home

with their daughter Jordan.

It's not so much what you'll receive in return,

it's what you will do for somebody else.

NARRATOR: As the Crosby's started

to see God provide through their giving,

they also saw how their partnership with CBN

was helping meet the needs of people around the world

through operation blessing.

JOE CROSBY: I love the fact that they would go in and, you know,

work with their hands, work with people,

interact with the people, get to know them

on a different level, not so much a surface type

level but really get in there and help

them get their lives together.

So that really spoke to me.

The Lord has done so much for me and my family.

I feel like it is only right for me

to give back that little bit that the Lord has abundantly

given to us.

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