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Paying Off $52,000 in Debt

Jon and Lanette lost their business and had over $52,000 of debt. They relied on an important principle, prayed for a miracle, and were amazed by the result. See what happened. Read Transcript

NARRATOR: Jon Richards has been a hairstylist

for more than 30 years.

In the late 90s, he owned a successful salon.

But he made an honest, yet costly, mistake.

The IRS reclassified all of his stylists as employees,

and then demanded back taxes on their wages.

When the stylists could no longer

be independent contractors, they all left.

They walked out on me.

I had this huge rent.

It was $2,200 a month, and they left me.

I was left alone.

NARRATOR: Jon lost his business.

That's when he started using credit cards

to pay his bills and household expenses.

By 2002, Jon and his wife, Lanette, were $52,000 in debt.

At that point, it was the lowest we had been.

And I always knew God always takes care of us, so I--

I always had that assurance, but it was tough.

NARRATOR: Jon and Lanette had been CBN partners since 1983.

Even though money was tight, they

kept giving to the 700 Club.

That was one thing Lanette really wanted

to make sure we kept doing--

keep tithing.

We have to honor God.

We have to honor God no matter what.

And in 2002, I started asking God for a financial miracle.

And so I-- every day, every morning I prayed,

God I need a miracle.

God I need a miracle.

NARRATOR: One afternoon while watching The 700 Club,

Jon and Lanette joined Pat and Gordon as they prayed.

Jon RICHARDS: And Pat had been praying and nothing happened.

And I just kind of shrugged my shoulders and looked down

and went, OK, Lord.

And then something really interesting happened.

There's four seconds left of the program

and Gordon said, excuse me, dad.

There's someone named Jon and you're praying

for a financial miracle.

God's heard your prayer, He's gonna give you that.


And I looked at my wife and said, what did he just say?

Because the show was over.

And I was a little hesitant.

But God proves himself time and time again.

NARRATOR: Several months later, their financial miracle

began to unfold.

Jon went by his old salon and noticed

that it was still empty.

He immediately called his former landlord.

So he came back with this number of less than a third

what I was paying for before.

I said, Cliff, just check that out, that seems

to be too good to be true.

So he called me the next day.

He goes, well, it's not right.

It's $600 a month.

I said, I'll take it.

So that was the beginning of my financial miracle.

The first two years I doubled what I took in the year before.

And in 2005, we paid off all of our debt.

In 2006, my business really started taking off.

One year-- I believe it was 2007--

I took in just shy of $400,000 in my business.

NARRATOR: Then in 2008, the stock market took a dive.

Most of Jon's clients pay top dollar for hair extensions.

But when the economy tanked, many of them disappeared.

And he was facing the possibility

of losing his salon, again.

We needed another moment, we needed another miracle.

So we prayed, and that's when we decided

to jump to a Founder's Club.

I was like, Lord.

Your Word says to give.

And the measure that you give is the measure

you'll be receiving.

So we did that.

The next day, we jumped to a Founder's Club.

My business started doing better.

But something really amazing happened in 2012.

It was February that this girl showed up.

Her name is Becky.

And she wanted extensions, but nobody could do her hair.

I'm one of two people that can do hair extensions after chemo

on one inch of hair.

And this is so God, that God would do something like this.

Only God could do it.

I never saw this coming.

NARRATOR: A local news station covered Becky's transformation.

It was posted on YouTube and Facebook.

And that thing went viral.

I have people coming in from Peru, Belgium,

Australia, Philippines.

NARRATOR: Jon is already booking appointments for next year,

and he and Lanette continue to support the ministries of CBN.

It's not that God needs our money.

It's because we're obedient to His Word.

And out of sacrifice, God uses that.

And so we are to help others, and we are to give selflessly.

And it's a joy to give.

You want to go on a ride of a lifetime?


I can't explain it.

I don't know how He does it.

But it's God's rule.

Give and it shall be given to you.


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