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The amount of wealth that you and I can accumulate through investing is determined by a great many factors.
How much would you suggest having on a policy for a stay-at-home mom when there's no direct income involved?
Here is a list of better savings vehicles, starting with the best places for emergency savings.
Our parents are contributing financially to the wedding. I know in the end it's our call, but traditionally do parents have some kind of say if they contribute money to help pay for the wedding?
At my church, there is a $97,000 mortgage at 8.75 percent on the building, and the note was signed only by the pastor. In the event of default, are the members of the congregation liable?
The Bible twice mentions the work ethic of the lowly ant (Proverbs 6:6-8 and Proverbs 30:25) — how it prepares for the future, storing up provisions for a later time. Preparing for the future is a good thing.
A little over a year ago, I did a post regarding my family's progress in cutting the costs of digital services. Now, 12 months later, I thought I'd let you know how things have gone.
Dear Dave, Do you recommend that people have a certain goal percentage or dollar amount saved for retirement?
Once you reach retirement and begin drawing from the storehouse of wealth you've worked so hard to accumulate, two questions arise.
Our 15-year-old has saved his money, and he'll buy a car next year. When he buys it, should the title be put in our names or his?
Regular investors can easily fall into the same trap of blowing right past restraint en route to imagined future riches as high profile victims. Here are a few tips to help check that impulse.
Now, at 45, I've gotten out of debt and fallen back in several times. I'm sick of this, and I want to get control of my money. How do I break this bad cycle?
When it comes to investing, learning what you're supposed to do is relatively easy. It ain't rocket science. But doing what you're supposed to do, well, that's surprisingly hard. We're our own worst enemies.
Here are some of the things on the list for Ron Lieber's first fiscal health day.
The Bible tells us that while our actions are important, our motives are just as important, if not more so. So ask God to examine your heart — and help you save for the right reasons.
When it comes to saving, despite your best intentions, it's easy to rationalize putting it off until the next paycheck. Here are two paths to automated savings.
Things aren't cheap today, so aside from not dating, how do you handle this area of your life when you're trying to get your finances in order?
Investing in the Kingdom doesn't tell God where our hearts are. It tells us where our hearts are. "For where your treasure is, there your heart will be also."
How do you feel about giving an allowance to kids who are younger than 10 years old?
Here is the strategy my wife and I applied when training our three sons about the handling of money.
I just married a wonderful lady with two children. We've talked over our financial situation, and we're determined to get out of debt within two years. This will mean some big changes in our teenager's lifestyles. How can we break this to them gently?
If you took shop class in high school, you learned the principle of "having the right tool for the right job." That principle also applies to money management. Some savings/investing vehicles are suited for certain tasks, but not for others.
Would you agree that pride is our biggest problem when it comes to debt?
I make big commissions leasing cars, but I’d never lease one myself. Should I quit?
"Is a college education still worth the investment?" That was the question we asked in an SMI cover story in late 2009. Here's a quick summary of that article.
Here are ideas that will help you dress for success while staying within a responsible budget.
Here is an overview of some of the apps leading the personal-finance revolution.
Dear Dave, What are the advantages of using a real estate agent versus going the for-sale-by-owner route when it comes to selling a home?
Dear Dave, How do you feel about mortgage accelerator plans? Can you please explain them?
I leased a car about two years ago, and I’m just now beginning to realize that it was big mistake. Is there any way to get out of a car lease?
If a long-term investing plan is so important, how do you create one? Here is a list of six key elements that make up a long-term plan.
So how are we to remain calm when the financial world around us appears to be suffering a bout of temporary insanity? Here are some suggestions.
Dear Dave Ramsey, I have a friend with $30,000 in credit card debt, an $80,000 second mortgage, and a car loan. She is considering using a credit counseling service to help. What are your feelings about this?
If you leave the workforce (and your group health insurance) how will you protect against the illnesses that parallel old age? Essentially there are four options you might consider.
My wife and I are trying to pay down our debt. We've also started thinking that we'd like to have another child. Do you think we should wait until we're out of debt, or until we have most of it paid off?
Dear Dave Ramsey, Our son is 21, and he's embarking on a career as a professional soccer player, how we can help him manage this money and not get caught up in the idea that he has to live a glamorous lifestyle.
As stewards of our incomes, homes, and resources, we must examine our fiscal sustainability.
Dear Dave Ramsey, I'm not sure I’m enough of a handyman to fix up houses to sell, but I've never thought of myself as a landlord, either. What advice can you give me?
Dear Dave Ramsey, How can my family lay the foundations of good finances?
These are the modern-day adults who are being squeezed from both sides: Dealing with children and aging parents.
These days it pays to be smart about money. That's why it's important to take this wise counsel from financial expert Dave Ramsey.
A clear grasp of God and His scriptures will lead us to understand the importance of preserving the gifts we have been given.
What has happened? Who’s at fault? What does this mean for my family’s future?
There are no shortcuts to making money or starting a business. It all goes back to hard work and thinking smart.
Now is the time to get your financial house in order. Here are the steps you need to take back control of your spending habits.
Singles, here are ways you can enjoy time with your friends without busting your budget.
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